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Sameday Insurance Services, Inc. Blog

View the latest blog posts from Sameday Insurance Services, Inc..

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Thursday, August 4, 2022

Auto Insurance and Coverage for Animal Strikes

There are plenty of accident risks present on every stretch of roadway, and just one of these is the risk of an animal strike occurring. Drivers don’t have a lot of control over whether an animal will stray into their path, and they often have very little time to react when they do. READ MORE >>

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Wednesday, July 13, 2022

Do You Need More Coverage if Your Home has Increased in Value?

Real estate values have increased over the past year and are projected to continue increasing, albeit at a slower rate. But what do these rising values mean for your home insurance premium? Many homeowners are concerned that a home with an increasing market value will require more insurance coverage, therefore raising premiums. READ MORE >>

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Wednesday, July 6, 2022

The Pros and Cons of Usage-Based Auto Insurance

According to the New York Times, many auto insurance companies are already offering or are testing the idea of offering usage-based auto insurance. If you let the insurance company track your driving, and if you're a good driver, you can receive hundreds of dollars in discounts each year. Would you do it? READ MORE >>

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Wednesday, June 29, 2022

How General Liability Insurance Can Protect Your Hotel

If you run a hotel, business insurance is absolutely crucial. Running a hotel means facing a range of liability risks while serving and housing guests for both short and long stays.  Commercial liability risks vary. However, by getting a general liability policy, you have a lot of protection for many of the most-common types of risks. READ MORE >>

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Thursday, June 2, 2022

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance.  Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

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Tuesday, May 24, 2022

Saving Money by Carpooling

Carpooling provides numerous benefits, yet less than 10 percent of commuters make use of it. Whether they don’t understand the benefits or they value riding alone, many people are missing out on the great benefits of carpooling. Carpooling helps preserve your vehicle, it’s safer for the environment and helps you save money. READ MORE >>

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Tuesday, May 3, 2022

Why General Liability Insurance Is Crucial to Your Business

Businesses rely on trust from others to build a strong reputation. It is this reputation that leads to long-term success. Still, building trust depends on your ability to respond to problems effectively. If your business’s actions result in losses for affected third parties, then you need to be able to address these concerns. READ MORE >>

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Wednesday, April 20, 2022

Should You Switch Auto Insurance Each Year?

Many people look each year for ways to save money on their auto insurance. In some cases, they may try to get ahead of the curve by switching their auto insurance provider every year. Unfortunately, this could actually hurt your rates rather than help them.  Rates Don’t Always Go Up by Year  READ MORE >>

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Thursday, April 7, 2022

Tips for Avoiding a Home Insurance Claim Due to Lightning Damage

The hot days of summer often bring humidity and unstable atmospheric conditions that sometimes produce severe thunderstorms. It's always important to take action during these storms to keep you and your family safe, but there are risks to your home and belongings as well. READ MORE >>

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Wednesday, February 9, 2022

Are Doghouses Protected By My Home Insurance Policy?

Your home insurance policy can include any "non-attached" building on your property — so long as you let your insurer know that you have those buildings on your property. This includes tool sheds, gazebos, playhouses and doghouses.  The question isn't so much whether these structures can be covered, but whether they should be covered. READ MORE >>

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