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Sameday Insurance Services, Inc. Blog

View the latest blog posts from Sameday Insurance Services, Inc..

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Tuesday, May 3, 2022

Why General Liability Insurance Is Crucial to Your Business

Businesses rely on trust from others to build a strong reputation. It is this reputation that leads to long-term success. Still, building trust depends on your ability to respond to problems effectively. If your business’s actions result in losses for affected third parties, then you need to be able to address these concerns. READ MORE >>

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Wednesday, April 20, 2022

Should You Switch Auto Insurance Each Year?

Many people look each year for ways to save money on their auto insurance. In some cases, they may try to get ahead of the curve by switching their auto insurance provider every year. Unfortunately, this could actually hurt your rates rather than help them.  Rates Don’t Always Go Up by Year  READ MORE >>

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Thursday, April 7, 2022

Tips for Avoiding a Home Insurance Claim Due to Lightning Damage

The hot days of summer often bring humidity and unstable atmospheric conditions that sometimes produce severe thunderstorms. It's always important to take action during these storms to keep you and your family safe, but there are risks to your home and belongings as well. READ MORE >>

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Wednesday, February 9, 2022

Are Doghouses Protected By My Home Insurance Policy?

Your home insurance policy can include any "non-attached" building on your property — so long as you let your insurer know that you have those buildings on your property. This includes tool sheds, gazebos, playhouses and doghouses.  The question isn't so much whether these structures can be covered, but whether they should be covered. READ MORE >>

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Thursday, January 13, 2022

Can You Cancel Auto Insurance on a Financed Car?

When you purchase a new car, you are generally issued a requirement by the lender to carry a certain amount of car insurance. This requirement is issued to protect the lender’s investment in case an accident damages the car.  You must carry this insurance for as long as you are financing the vehicle. READ MORE >>

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Friday, December 3, 2021

How to File a Commercial Auto Insurance Claim

If your business owns or uses vehicles for work, you likely have commercial auto insurance policy to protect against damage and financial loss. A lot of the coverages, and the way these claims are filed, are similar to personal auto insurance.  READ MORE >>

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Wednesday, November 3, 2021

4 Factors That Determine Your Auto Insurance Rates

Ever wonder how insurance companies determine the rates for your auto insurance? Although algorithms and other mathematical computations aren’t known, you can effectively estimate factors that determine your rate by understanding risks, which will help you lower the cost of your car insurance. READ MORE >>

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Tuesday, October 5, 2021

Say No to High Heating Bills

It's fall and in most areas the weather is getting significantly colder. If you let too much of that cold air into your home, you could be paying more than you want to heat your home.  So, take some time this month and take care of all those areas that are letting the cold air in.  READ MORE >>

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Friday, September 3, 2021

Does Auto Insurance Cover Damage from a Rollover?

Auto insurance provides protection from a variety of risks. In some cases, it can cover the damage to your car if you are in a rollover event. This is not always the case, though. It is very important for individuals to have proper coverage to cut this type of financial loss. What type of coverage can protect you? READ MORE >>

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Thursday, August 5, 2021

Is It Illegal to Have a Business Without General Liability Insurance?

Business insurance requirements tend to vary per state. The types and amount of coverage you are expected to have may depend on your business’ location as well as your industry.   As a rule, general liability insurance isn’t typically required by any state or federal law in order for a business to operate. READ MORE >>

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