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Home > Blog > Sameday Insurance Services, Inc. Blog Page 3
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Sameday Insurance Services, Inc. Blog Page 3

View the latest blog posts from Sameday Insurance Services, Inc..

Tuesday, October 1, 2019

Home Insurance for Landlords

If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what you need to know: Many providers will allow up to two roommates with no changes being made to your policy. READ MORE >>

Thursday, September 26, 2019

Are You Too Tired To Drive?

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

Tuesday, September 24, 2019

How Poor Ventilation Can Do More Damage Than You Think

When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>

Thursday, September 19, 2019

When to File a Claim vs. When to Cover Out of Pocket

People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim. Here's are some things to consider: READ MORE >>

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Wednesday, September 18, 2019

How Millennials are Changing the Way We Drive

From moving to a more unified world to transforming the way that we communicate, millennials are changing a lot of aspects of the world we live in. One of the ways they are certainly changing things is by changing the way we drive. READ MORE >>

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Tuesday, September 17, 2019

Distracted Driving Statistics: Increasing Numbers and Risks

Nationwide, police reports continue to indicate the number of distracted driving stops is climbing. Distracted driving occurs when a person driving is unable to focus properly on the road due to in-car events, sounds, or activities. It is one of the most dangerous actions a driver can take. READ MORE >>

Tuesday, September 17, 2019

Five Tips for Preventing Struck by Object Liability Claims

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>

Thursday, September 12, 2019

I Had an Accident in My Friend's Car, Now What?

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>

Tuesday, September 10, 2019

How to Choose a Home Insurance Policy for a Vacation Home

According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. READ MORE >>

Thursday, September 5, 2019

Can a Not-at-Fault Accident Make Your Insurance Rates Go Up

If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. The reason is that it might have been possible for you to avoid the accident. READ MORE >>

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