Accidents can happen to any business, despite your best efforts to run yours as safely as possible. Workers’ compensation coverage pays benefits to employees who are injured on the job or develop an occupational illness, including medical care and wage replacement. Workers’ comp insurance can help your employees recover from occupational injuries or illness, helping them return to work faster.  

Workers’ comp insurance also offers benefits to you. Considered an exclusive remedy, workers’ compensation insurance can help protect your business from lawsuits that stem from occupational illnesses or injuries. As a result, employees are unable to file civil lawsuits against their employers if they sustain a workplace illness or injury.  

To learn more about workers’ compensation insurance, call A-MAX Insurance at 888-750-9775. 

How Much Does Workers’ Compensation Insurance Cost?  

Workers’ compensation policies and premiums will vary from business to business. The following factors will affect your business’s workers’ comp premium:  

• Annual payroll

• Industry class code

• Experience modification factor

• Location

The experienced agents at A-MAX Insurance can review your claims history and walk you through how the coverage limits you select, plus the factors listed above, may impact your policy’s premium.  

How Much Workers’ Compensation Do You Need? 

Almost every employer in California must have workers’ compensation coverage. The agents at A-MAX Insurance can walk you through your California workers’ comp requirements, as well as walk you through your coverage needs.  

Want to Learn More? 

Workers’ compensation insurance is an essential coverage for every business to have. Call A-MAX Insurance today to learn more about the workers’ comp options available to you.